Insurance

List all non-archived insurance policies and claims. Use for coverage questions, renewal lookups, and to resolve policy or claim IDs before any write. Defaults to a compact summary: counts plus capped lean rows (policy type, provider, premium, renewal date, status; claim status, filed date, amount).

Create or update one insurance policy. Omit policy.id to create (providerName required); include a real policy.id from insurance_queryInsuranceDashboard to update, sent fields merge over the existing record. Example: policy { providerName 'GEICO', type 'auto', premium 120, billingCadence 'monthly', deductible 500, expirationDate '2026-12-01' }.

{
  "policy": {
    "providerName": "State Farm",
    "type": "auto",
    "status": "active",
    "premium": 684,
    "billingCadence": "semiannual",
    "renewalDate": "2027-02-14"
  }
}

Delete (archive and mark cancelled) one insurance policy. Only for explicit removal requests, to record that a policy lapsed or was replaced, prefer insurance_upsertInsurancePolicy with status 'cancelled' or 'expired'. Resolve the ID with insurance_queryInsuranceDashboard first.

Create or update one claim against a policy. policyId is required and must come from insurance_queryInsuranceDashboard. Omit claim.id to create; include a real claim.id to update, sent fields merge over the existing record. Example: claim { policyId '<id>', status 'open', incidentDate '2026-07-01', amountClaimed 1800, notes 'Windshield replacement' }.

Delete (archive) one claim. Only for explicit removal requests, to record an outcome, prefer insurance_upsertInsuranceClaim with status 'closed', 'paid', or 'denied'. Resolve the ID with insurance_queryInsuranceDashboard first.